Accommodation
Restoring security
and dignity
Toit à moi provides housing at lower cost, more quickly, and with the community.
One roof at a time
For decades, the only way to create affordable and social housing has been through the acquisition of apartment buildings, but Toit à moi is tapping into an untapped market: condominiums.
Thanks to corporate, institutional and government sponsors, TÀM purchases individual one-bedroom apartments in different Montreal neighborhoods, through a combination of equity and mortgage.
Contribution from all
For the first time, TÀM is enabling people to make a tangible contribution to the effort to tackle the housing crisis, by helping to buy and provide affordable accommodation for an aging person temporarily living in a shelter.
Quite simply, for each apartment, 35 donors (sponsors) offering a minimum donation of $25/month are needed to cover the monthly cost of housing to make it affordable for a low-income person.
Economic concept
Currently, building or renovating a building to create social housing can cost between $450 and $600,000 per one-bedroom apartment. TÀM is targeting a market of condominiums under $300,000, all equipped, modern and close to public services. A major cost saving.
Rapid access to housing
It often takes between 4 and 6 years, or even longer, to get a social housing project off the ground. With TÀM, one or two months after the sale to the notary, the apartment is available to house one person.
TÀM’s community partners have hundreds of people waiting for housing, starting today!
Objective
In 2025-2026, TÀM hopes to acquire 6 apartments to demonstrate in Quebec the concept that has already been recognized in France for over 15 years. Then, with the support of the Quebec government and financial institutions, TÀM is aiming for 50 apartments in 2026-2027, and even more in the years to come.
First Toit À Moi apartment!
Discover our other actions
Suzanne, Laurent, Marguerite...
Every night in Montreal, hundreds of aging men and women find themselves on the streets or in emergency shelters. A traumatic experience for these people, who have often lived in a home all their lives. We urgently need to help them feel secure and age with dignity.
Suzanne, Laurent, Marguerite...
Every night in Montreal, hundreds of aging men and women find themselves on the streets or in emergency shelters. A traumatic experience for these people, who have often lived in a home all their lives. We urgently need to help them feel secure and age with dignity.
